Insurance Law

We represent clients in insurance coverage litigation including highly complex matters involving every aspect of insurance coverage at both the trial and appellate levels. We employ state-of-the-art computer research techniques to ensure complete and up-to-date knowledge of the state of law throughout the country. We have successfully negotiated settlements of coverage disputes to avoid litigation and we work closely with professional risk managers and claims adjusting firms and their in-house counsel. We provide representation in trucking and automobile cases, premises liability cases, products and retailer liability, first party claims, excess coverage, reinsurance and insolvency issues, and bad faith claims. We offer our clients services in all aspects of insurance law, including litigation, mediation and arbitration.

In the claims process, insurance companies have always held a big advantage over their insured. Carriers, armed with a battery of legal and forensic experts and extensive resources used to investigate and handle claims, have often projected a "David and Goliath" image when dealing with an insured who challenges the settlement of his claim. Typically, the insured does not understand the claim process until a loss occurs. Without knowledge of the policy, coverage, exclusions and interpretations, the insured feels helpless when presented with the carrier's interpretation and settlement offer. Often, the insured recovers far less than what the policy provides. The attorneys at Rickerson & Kruger know the claims process and know how to challenge the large insurance companies. Our attorneys are well versed in interpreting insurance policy language and litigating insurance claims.